Financial Tools

Steve Smith

Getting Started
Retirement Investment		Asset Allocation Profiler
A quick and easy tool to determine how much your retirement investments may be worth by the time you retire and how long that nest egg might last.		Get guidance on an asset mix based on your situation and risk tolerance.
401(k) Contribution		Roth 401(k) Planner
See how money you put in the plan impacts your take-home paycheck.		See how Roth 401(k) and pretax contributions impact your retirement savings.

Am I on track?
Borrowing from a 401(k)		College Investment Options
Compare your ending nest egg balance with and without a loan.		Explore different investment vehicles that can be used to save for education.
Dollar Cost Averaging		IRA Planner
Experiment with changing share prices to see the benefits of dollar cost averaging.		Determine your ending balance with Roth v. Traditional IRAs, and your eligiblity for a Roth IRA.
Time Value		Staying Ahead of Inflation
Shows the power of time and regular contributions have on your nest egg.		See the impact inflation may have on your savings goals.

Living it up in retirement
Choosing Your Annual Withdrawal Rate		Projected Retirement Income Calculator
See how long your savings will last at different withdrawal rates.		Project how much income you can plan on for different retirement timeframes.

Recordkeeping and administrative services for the plan are provided by J.P. Morgan Retirement Plan Services.

This material is provided for informational and educational purposes only. It is not intended to provide personalized tax, lending, ERISA, legal or investment advise. A professional should be sought for all such matters. Nothing in the Education Section of the web site should be construed as a solicitation of an offer to buy or sell any security. While sources of information are believed to be reliable, JPMorgan Retirement Plan Services does not warrant or guarantee the information. Where assumptions have been made, they are hypothetical in nature and not representative any particular security. Past performance is not a guarantee of future results and investing in securities involves risk, including the possible loss of principal.