Sources:

• J.P. Morgan Retirement Plan Services participant database, 2001-2006, including findings from "Ready! Fire! Aim?".
• AllianceBernstein "Target-date Retirement Funds - A Blueprint for Effective Portfolio Construction," October 2005; J.P. Morgan
• Retirement Plan Services participant database, 2001–2006, and "Ready! Fire! Aim?"
• J.P. Morgan Retirement Plan Services participant database, 2001-2006.
• J.P. Morgan Retirement Plan Services participant database, 2001-2006 and "Ready! Fire! Aim?"
• Source: Sharpening your Aim, J.P. Morgan Asset Management
• Source: Sharpening your Aim, J.P. Morgan Asset Management
• J.P. Morgan Retirement Plan Services participant database, 2001-2006, including findings from "Ready! Fire! Aim?"

Disclosures:

Recordkeeping and administrative services for the plan are provided by J.P. Morgan Retirement Plan Services LLC (JPMRPS); securities transactions for the plan may be introduced by J.P. Morgan Institutional Investments Inc. (JPMII). Member FINRA/SIPC. JPMRPS and JPMII are affiliates of JPMorgan Chase & Co.

This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, investment, accounting, legal or tax advice.

Investment return and principal value of security investments will fluctuate. The value at the time of redemption may be more or less than original cost. Past performance is no guarantee of future results.

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